AllYouCanTech

Tap to Pay on iPhone Debuts Today in Eight More Countries

### Tap to Pay on iPhone Expands to Eight More Countries

Tap to Pay on iPhone, Apple’s innovative solution for small businesses to accept contactless payments, has recently launched in eight additional countries. This feature allows retailers to utilize their iPhones as contactless payment terminals, eliminating the need for separate card readers or mobile terminals.

#### Overview of Tap to Pay

First introduced in 2022, Tap to Pay on iPhone has seen a gradual rollout, initially starting in the United States. The service enables businesses to accept payments from both mobile wallets and physical cards, making it a convenient and cost-effective option for small enterprises. With this latest expansion, Apple aims to empower millions more businesses globally.

#### New Countries and Supported Payment Platforms

As of today, Tap to Pay on iPhone is now available in the following countries, along with the respective payment platforms supported:

– **Belgium**: Adyen, Axepta, Mollie, myPOS, Pay.nl, Revolut, Stripe, SumUp, Viva, and Worldline.
– **Croatia**: Adyen, Viva, and Worldline.
– **Cyprus**: Adyen, Revolut, SumUp, Viva, and Worldline.
– **Denmark**: Adyen, Mollie, Nexi, Revolut, Stripe, SumUp, Surfboard Payments, with PayPal coming soon.
– **Greece**: myPOS, Viva, and Worldline, with NBG Pay coming soon.
– **Iceland**: Adyen, Rapyd, and Revolut, with Teya coming soon.
– **Luxembourg**: Adyen, Mollie, Revolut, Stripe, SumUp, Viva, and Worldline.
– **Malta**: Adyen, Global Payments, Revolut, SumUp, and Viva.

#### Payment Compatibility

Tap to Pay on iPhone supports contactless credit and debit cards from major payment networks, including American Express, Discover, Mastercard, and Visa. Additionally, specific local payment options are available, such as Bancontact with Axepta and Viva in Belgium, and Dankort with Nexi and Surfboard Payments in Denmark.

#### Previous Expansion

This rollout follows a significant expansion in March, when Tap to Pay on iPhone became available in Bulgaria, Finland, Hungary, Liechtenstein, Poland, Portugal, Slovakia, Slovenia, and Switzerland.

#### Conclusion

With the introduction of Tap to Pay on iPhone in these new countries, Apple continues to enhance the payment experience for small businesses, providing them with a simple and efficient way to accept contactless payments. This expansion not only broadens the reach of the service but also supports the growing trend of digital transactions in various markets worldwide.

CEO Asserts Apple Is Short on Innovation; Foresees Future of Smartphones Centered on One App

**The Future of Smartphones: Insights from Carl Pei of Nothing Technology**

In the swiftly changing realm of technology, Carl Pei, the CEO of Nothing Technology, has become a compelling figure, especially in his critique of established players like Apple. With a vision that sharply contrasts with conventional smartphone models, Pei imagines a future where smartphones function in fundamentally different ways, driven by artificial intelligence (AI) and user-focused design.

**Nothing Technology: A Brief Overview**

Established in 2019, Nothing Technology strives to develop “inspiring” technology that resonates with users. The company has gained attention for its groundbreaking products, including the Nothing Phone (3a), which has been acknowledged for its distinctive approach in a market overwhelmed with standard designs. Notably, Pei has attracted prominent investors, such as Tony Fadell, who is often hailed as the “father of the iPod.”

**A Shift in Perspective on Apple**

Pei’s respect for Apple during its early days is clear, as he cites the original iPod and iPhone as key influences on his venture into the tech sector. Nevertheless, he feels that Apple has lost its innovative spirit, becoming excessively corporate and uninspiring for younger consumers. He particularly critiques Apple’s recent advances in AI, suggesting that its current offerings have not lived up to consumer expectations.

Pei asserts, “Apple today is vastly different from the Apple of my youth,” highlighting that the ambitious discussions about Apple Intelligence have yet to translate into meaningful innovations. He contends that this has resulted in consumer doubt regarding Apple’s proficiency in AI.

**The Vision for the Future: One App to Rule Them All**

Pei’s vision for the smartphone future is revolutionary: he argues that the forthcoming device will function with a single app—the operating system (OS) itself. This OS would be highly personalized, understanding user preferences and behaviors to automate tasks and offer proactive recommendations.

He elaborates, “The next phase following data-driven personalization, in my view, is automation. The system understands your context, time, location, and schedule, and it proposes what actions you should take.” This transition would eradicate the necessity for users to sift through numerous apps, significantly simplifying the user experience.

**Challenges and Realities**

While Pei’s vision is ambitious, he acknowledges the hurdles in altering consumer habits. He estimates that a complete shift away from traditional apps will require 7 to 10 years, emphasizing the necessity for gradual change. “If we said, ‘We have removed apps from smartphones,’ no one would purchase it,” he remarks, underscoring the significance of user feedback and incremental development.

**Industry Perspectives**

The idea of a single AI-driven app superseding the myriad of applications currently in use raises inquiries about user diversity and needs. Critics argue that personal preferences and interests are too diverse for a one-size-fits-all solution. However, the potential for generative AI to undertake specific tasks presently handled by apps is becoming more feasible, as evidenced by the increasing use of AI tools for everyday functions.

**Conclusion**

Carl Pei’s reflections on the future of smartphones contest conventional beliefs and encourage a re-assessment of how technology can evolve to better cater to users. As generative AI continues to progress, the chance for a more unified and intuitive smartphone experience may materialize, though over a longer period than some might wish. The dialogue surrounding these advancements is crucial as we traverse the future of technology and its influence on our daily lives.