### John Hancock’s Vitality Program: Obtain a Free Apple Watch Through Fitness
For years, John Hancock has been offering its Vitality Plus life insurance program participants an inventive method to acquire an Apple Watch at a very low cost by encouraging frequent physical activity. Recently, the program has broadened to incorporate the new Apple Watch Series 11 and Apple Watch Ultra 3, giving even more choices for those focused on health. Here’s a comprehensive overview of how the program operates and how you can take advantage of it.
#### Secure a Free Apple Watch as an Exercise Reward
John Hancock’s Vitality program enables life insurance clients to accumulate “points” for participating in consistent exercise. These points can be used to reduce the monthly fees for a new Apple Watch. The journey starts with an initial payment of $25 plus tax for the watch, followed by 24 monthly payments. Notably, the more active you are, the lower your monthly costs will be.
**Steps to Initiate:**
1. Sign up for a Vitality member account and complete the Vitality Health Review (VHR).
2. Purchase your Apple Watch SE, Apple Watch Series 11, or Apple Watch Ultra 3 and make the initial $25 payment plus tax. Keep in mind that opting for a higher-tier model may necessitate an additional charge.
3. Utilize your Apple Watch to monitor workouts across multiple categories, including walking, running, cycling, and swimming.
#### How to Accumulate Points
The monthly amount you pay for your Apple Watch directly correlates with the points you earn from exercising. Here’s the monthly payment framework based on accumulated points:
**For the Apple Watch Series 11 and Apple Watch Ultra 3:**
– **Zero points:** $15.50 each month
– **240 points:** $12.25 each month
– **360 points:** $7.00 each month
– **500 points:** $0.00 each month
**For the Apple Watch SE:**
– **Zero points:** $9.25 each month
– **240 points:** $7.25 each month
– **360 points:** $4.25 each month
– **500 points:** $0.00 each month
**Accumulating Points:**
– A “Standard” workout gives you 20 points daily, which consists of:
– **Step count:** 10,000 steps
– **Active calories:** Based on benchmarks from the Apple Health app for gender, height, and weight.
– **Heart rate:** 60% of max heart rate for 30 minutes.
– An “Advanced workout” yields 30 points per day, which encompasses:
– **Step count:** 15,000 steps
– **Active calories:** According to the Apple Health app standards.
– **Heart rate:** 60% of max heart rate for 45 minutes.
For additional details and to enroll, check out the [John Hancock Vitality website](https://www.johnhancock.com/life-insurance/vitality/apple-watch.html). This program is available exclusively to Vitality Plus life insurance customers.
#### Conclusion
John Hancock’s Vitality program not only promotes a healthier lifestyle but also presents a distinctive chance to gain a high-end device like the Apple Watch at a considerably reduced price. By maintaining an active lifestyle and logging workouts, members can reap the rewards of enhanced health and financial savings.
