### Apple Card News: Modifications to Cash Back Offers at Panera Bread
In November 2024, Apple captured attention by revealing new collaborations aimed at boosting the cash back benefits of the Apple Card. Among the newly added partners are Booking.com and ChargePoint, both now offering 3% cash back to Apple Card users. However, this promising update carries a slight downside: Panera Bread, previously the sole dining collaborator providing a 3% cash back reward, will discontinue this offer starting February 1, 2025.
#### A New Chapter for Panera Bread and Apple Card Holders
As Apple Card holders explore the “Merchant Benefits” section within the Wallet app, a notification has surfaced under the Panera Bread entry. It reads:
> “Beginning February 1, 2025, transactions with Apple Pay at Panera Bread will transition from receiving 3% Daily Cash back to the standard 2% using Apple Pay.”
Consequently, after February 1, patrons will no longer benefit from the increased cash back while dining at Panera, which has been a favored option for numerous Apple Card users since the collaboration commenced in August 2020. The choice to diminish the cash back percentage might be linked to economic reasons that rendered the partnership less sustainable for Panera.
#### A Snapshot of the Partnership’s History
The alliance between Apple and Panera Bread has spanned just over four years, providing substantial perks for individuals frequently visiting the café chain. Aside from the 3% cash back, Apple also conducted promotional initiatives that attracted new Apple Card users with incentives, including a $50 cash back reward upon spending over $50 at Panera.
#### Available Cash Back Options
Although the 3% cash back partnership with Panera Bread is ending, Apple Card users can still access a range of alternatives to earn this premium cash back rate. The following retailers continue to provide 3% cash back:
– **Apple**
– **Ace Hardware**
– **Booking.com**
– **ChargePoint**
– **Exxon/Mobil**
– **Nike**
– **T-Mobile**
– **Uber/Uber Eats**
– **Walgreens/Duane Reade**
These partnerships afford Apple Card users multiple avenues to enhance their cash back rewards across various spending areas.
#### Conclusion: Invitation for Feedback
As the final opportunity to utilize the 3% cash back at Panera approaches, Apple Card users are urged to take full advantage of their remaining time. The shifts in partnerships underscore the ever-changing landscape of credit card rewards programs, where adjustments may occur due to economic factors and business strategies.
Are you utilizing an Apple Card? What enhancements or new partnerships would you like to see moving forward? We welcome your thoughts in the comments section below.
For those looking to elevate their Apple experience, don’t forget to browse some of the popular iPhone accessories available on Amazon.
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