Children with Android Devices Can Now Perform Contactless Payments Through Google Wallet

Children with Android Devices Can Now Perform Contactless Payments Through Google Wallet

Children with Android Devices Can Now Perform Contactless Payments Through Google Wallet


# **Google Wallet Empowers Kids to Make In-Store Purchases with Parental Oversight**

Google has rolled out an exciting new functionality in its **Google Wallet** app, enabling children to conduct **tap-to-pay** transactions in retail locations using their Android devices. This enhancement, which is being introduced in the **U.S., U.K., Australia, Spain, and Poland**, provides a means for kids to engage in digital payments while allowing parents to retain comprehensive control over their expenditure. However, online purchases are still prohibited.

## **Mechanics of Google Wallet for Kids**
In the past, children under 13 were unable to establish payment profiles on Google Wallet. With this latest update, kids can now save payment details on their gadgets and utilize **contactless payments** in physical stores.

To assure safety, children are required to unlock their devices using a **fingerprint, facial recognition, PIN, or passcode** prior to completing a transaction. Furthermore, they have the capability to keep **gift cards and event tickets** stored within their Google Wallet.

## **Parental Oversight for Responsible Spending**
Google has incorporated various parental controls to guarantee thoughtful spending:
– **Approval from Parents Needed**: Kids are unable to link a payment card to their Google Wallet without a parent’s consent.
– **Spending Monitoring**: Parents have the ability to observe their child’s spending in real-time.
– **Card Removal Capability**: If necessary, parents can withdraw the card from their child’s Google Wallet whenever they choose.
– **In-Store Transactions Only**: In contrast to Apple’s system, which facilitates online shopping and peer-to-peer transactions, Google Wallet for kids is **restricted to in-store tap-to-pay purchases**.

## **Google vs. Apple: Distinct Strategies**
Google’s initiative brings it nearer to **Apple Pay**, which has long enabled children to make purchases via **Apple Cash Family**. However, a significant distinction is that **Google Wallet confines transactions to in-store interactions**, while Apple also allows for **online shopping and peer-to-peer payments**.

## **Importance of This Update**
This enhancement offers children a **secure and practical** method for making purchases while providing parents with **complete authority** over their finances. By restricting transactions to in-store purchases, Google guarantees that youngsters **cannot conduct unauthorized online transactions**.

With this innovative feature, Google Wallet is enhancing digital payment accessibility for younger individuals while emphasizing a **robust commitment to safety and parental supervision**.