Apple Finds New Collaborator to Supplant Goldman Sachs for Apple Card Services

Apple has reportedly secured a new collaborator to take over from Goldman Sachs for its Apple Card, as outlined in a recent report from the Wall Street Journal. This shift follows over two years of speculation about Goldman Sachs’ intention to exit the partnership, mainly due to substantial financial setbacks in the consumer credit card market.

Per sources referenced by the Wall Street Journal, JPMorgan Chase is poised to step in as the provider for Apple’s iPhone-integrated credit card. Goldman Sachs has been looking to withdraw from the Apple Card arrangement, which has led to multi-billion dollar deficits for the bank. The agreement will see JPMorgan Chase taking on existing credit balances at a major discount, with projections indicating that Goldman Sachs could transfer about $20 billion in outstanding card balances for over a $1 billion markdown. This is significant as most co-branded credit card balances usually sell at a premium, making such discounts uncommon and suggestive of a difficult scenario.

Alongside managing the Apple Card, JPMorgan Chase is anticipated to support Apple-branded savings accounts. Current customers holding savings accounts with Goldman Sachs will have the choice to either stay with Goldman or move to a new account with JPMorgan.

The expected announcement of this arrangement is anticipated soon, following prior reports of the separation between Apple and Goldman Sachs regarding the Apple Card, which debuted in 2019. The Apple Card, exclusively available in the United States, provides various perks, including 3% cash back on purchases from Apple and select merchants when using Apple Pay, 2% cash back on other purchases made with Apple Pay, and seamless integration with the Apple Wallet app on iPhone. This card succeeded a previous co-branded card with Barclays, which lacked the same level of integration or the unique titanium card design.

Every iOS 16 Configuration Altered Instantly on My iPhone

# Personalizing Your iPhone with iOS 26: Essential Settings to Adjust

iOS 26 and its updates have rolled out a variety of personalization choices for iPhone users via the Settings app. Below are some key settings that can elevate your iPhone experience.

## Wallpaper Photo Blur on Always On Display

In iOS 26, the Always On Display feature has been updated to blur the wallpaper photo by default. This change is intended to highlight the new Liquid Glass clock more effectively or possibly to save battery power. If you wish to retain the original appearance of your Lock Screen photos, you can easily change this setting back. Go to **Settings ⇾ Display & Brightness ⇾ Always On Display** and switch off the ‘Blur Wallpaper Photo’ option.

## Lock Screen Camera Swipe

For years, users have been able to access the Camera app by swiping left on the Lock Screen. However, with the addition of various options to open the Camera, this gesture has become less common. In iOS 26.1, Apple allows users to turn off the Lock Screen swipe for opening the Camera. To disable this, navigate to **Settings ⇾ Camera** and locate the ‘Lock Screen Swipe to Open Camera’ toggle at the bottom. Switching it off will prevent unintentional launches of the Camera app.

## Adaptive Power Feature

The newly introduced Adaptive Power option in iOS 26 aims to prolong battery life without noticeably hindering performance. Unlike the standard Low Power Mode, which significantly limits performance, Adaptive Power makes subtle tweaks, such as reducing display brightness and extending the duration of some activities. You can find this feature under **Settings ⇾ Battery ⇾ Power Mode ⇾ Adaptive Power**. It activates only during unusually high battery usage, serving as a practical solution for users who want to save energy without compromising performance.

## Sleep Detection for AirPods

iOS 26 has brought a new capability for AirPods that senses when you are asleep and automatically pauses media playback. This is especially beneficial for those who listen to audiobooks or podcasts before going to sleep. To activate this option, go to the AirPods settings and enable ‘Pause Media When Falling Asleep.’ This feature is available for AirPods Pro 3, AirPods Pro 2, and AirPods 4, simplifying your listening experience by eliminating the need to find your place after pausing.

## Summary

The new settings in iOS 26 and iOS 26.1 provide users with greater control over their iPhone experience. Whether it’s personalizing the Always On Display, disabling accidental Camera openings, engaging Adaptive Power mode, or managing AirPods playback, these features can greatly enhance usability and customization. Take the time to explore these settings to tailor your iPhone to your liking.

Integration of Apple Health Unveiled in New ‘ChatGPT Health’ Functionality

**ChatGPT Health: An Innovative Step in AI-Enhanced Health Support**

OpenAI has rolled out ‘ChatGPT Health,’ an innovative feature that connects with leading health platforms like Apple Health and MyFitnessPal. This initiative is designed to address the rising need for AI-informed health support, with over 230 million individuals worldwide seeking health and wellness advice from ChatGPT weekly.

### Objective and Utility

ChatGPT Health aims to assist users in navigating their health information more efficiently. OpenAI highlights that this feature is not meant to substitute professional medical services, but to complement them by offering users dependable information. The aim is to empower individuals to feel more knowledgeable and assured regarding their health choices.

This new feature securely integrates users’ health data with ChatGPT’s sophisticated intelligence, enabling tailored interactions. Users can select which health partners are authorized to share their data with ChatGPT, ensuring privacy and governance over personal information.

### Creation and Partnership

The creation of ChatGPT Health has been a careful journey, spanning over two years and involving collaboration with more than 260 healthcare professionals from 60 countries and various fields. This comprehensive feedback has influenced the feature’s responses, focusing on providing valuable information while prioritizing user safety. The physicians offered insights on how to communicate health data clearly and when to advise follow-up appointments with healthcare providers.

### Privacy and Safety Improvements

OpenAI has introduced distinctive privacy features for ChatGPT Health, which include:

1. **Specialized encryption and segregation**: This guarantees that health-related discussions remain private and distinct.
2. **No utilization of health discussions for training**: Engagements within the ChatGPT Health feature are not used for training OpenAI’s core models, thereby enhancing user privacy.

### Initial Launch and Future Growth

ChatGPT Health is presently being launched to a select group of users, with intentions for broader access down the line. Users keen on merging their health data with ChatGPT can discover additional details on OpenAI’s official website.

As AI technology advances, ChatGPT Health signifies a major leap towards offering accessible and tailored health guidance, epitomizing the growing convergence of technology and healthcare.

Anticipated iPhone Software Enhancements for 2023: iOS 27 and Beyond

# Apple iPhone Software Updates Schedule for 2026

Apple is set to launch a range of important iPhone software updates in 2026, featuring the much-anticipated iOS 26 and iOS 27. Here’s a comprehensive schedule of the updates expected this year.

## Which iOS Updates Will Be Released by Apple This Year?

### iOS 26.3

Currently undergoing beta testing, iOS 26.3 is anticipated to bring a variety of improvements:

– Enhanced switching and data transfer between iPhone and Android devices.
– Notification forwarding for third-party smartwatches (EU only).
– Proximity pairing for third-party accessories (EU only).

**Expected Release Date:** Late January

### iOS 26.4

iOS 26.4 is expected to be a significant update, especially for Siri, featuring:

– Personal context capabilities enabling Siri to find specific information in notes, texts, and emails.
– Onscreen awareness allowing Siri to interact with items on the user’s screen.
– In-app actions that enable control of specific app functions via Siri.

These features were originally scheduled for iOS 18, suggesting possible delays.

**Expected Beta Release Date:** Early February
**Expected Release Date:** Late March or early April

### iOS 26.5

This update is expected to include a new Pride wallpaper to celebrate Pride Month. It is likely to be a more minor update as Apple concentrates on the forthcoming iOS 27.

**Expected Beta Release Date:** Early April
**Expected Release Date:** Mid May

### iOS 26.6

iOS 26.6 will mainly focus on bug fixes and performance improvements as the final significant update ahead of iOS 27.

**Expected Beta Release Date:** Early June
**Expected Release Date:** Late July

### iOS 27

As the standout software update of the year, iOS 27 is speculated to include:

– Optimizations for the inaugural iPhone Fold.
– New Apple Intelligence features, incorporating an AI-driven Health app and a revamped Siri interface.
– Emphasis on bug fixes and performance enhancements.

**Expected Beta Release Date:** Early June (for developers) and mid-July (for public beta)
**Expected Release Date:** Mid September

### iOS 26.7

This update will launch alongside iOS 27 for users who opt not to upgrade to the new version.

**Expected Beta Release Date:** Early September
**Expected Release Date:** Mid September

### iOS 27.1

iOS 27.1 will present features that were not completed in time for the iOS 27.0 rollout.

**Expected Beta Release Date:** Mid September
**Expected Release Date:** Late October or early November

### iOS 27.2

This update will concentrate on refinements, bug fixes, and modifications to new features introduced in iOS 27.0.

**Expected Beta Release Date:** Early November
**Expected Release Date:** Mid December

## Conclusion

These updates signify the primary software enhancements slated for iPhone users in 2026. While other minor updates will take place throughout the year, these are the major releases that will go through beta testing.

Which new software features are you most looking forward to this year?

9to5Mac Daily: January 7, 2026 – Discussion on iPhone Camera Speculations and Other Subjects

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Dell Recognizes the Disinterest in AI Among PC Consumers

### Dell’s Departure from AI Marketing: Takeaways from CES 2026

AI has been a key area of focus for technology firms, including Apple, for numerous years. However, Dell’s recent acknowledgment underscores a growing separation between AI marketing and consumer engagement. At CES 2026, Dell’s product leader, Kevin Terwilliger, disclosed that PC purchasers are not emphasizing AI features when making buying choices.

#### Dell’s View on AI

In a piece by Dave James at PC Gamer, Terwilliger expressed, “what we’ve discovered over the course of this year, particularly from a consumer standpoint, is they’re not purchasing based on AI. In fact, I think AI likely confuses them more than it clarifies a specific outcome.” This remark signifies a considerable change from Dell’s former AI-focused marketing tactics.

While Dell is not entirely abandoning its AI projects, the firm has acknowledged that highlighting AI in its marketing may not connect with the typical consumer. Instead, it might cause confusion rather than clarity regarding product advantages.

#### Consumer Attitudes Towards AI

The sentiment articulated by Dell mirrors a larger trend seen among non-tech-savvy consumers. Many people are doubtful or apprehensive about AI, which stands in stark contrast to the enthusiasm often displayed in tech environments. This doubt suggests that consumers may weigh other attributes, such as performance, design, and usability, more heavily than AI functionalities.

#### Consequences for Tech Marketing

Dell’s shift away from AI-focused communication prompts questions about the future of tech advertising. Firms like Dell, Apple, and others must navigate various audiences, including everyday consumers, tech aficionados, and investors. Traditionally, the latter two demographics have favored AI-centered narratives, but Dell’s recent statements might indicate a change in focus as companies reconsider how they convey the worth of their products.

As the technology landscape changes, it will be intriguing to observe if other companies follow Dell’s example in downplaying AI in their promotional strategies. The potential for a shifting narrative surrounding AI could redefine how tech products are marketed to consumers in the near future.

#### Conclusion

Dell’s insights into consumer perspectives on AI unveil a significant divide between technological advancement and market demand. As the company modifies its marketing strategy, it underscores the necessity of grasping consumer preferences and the importance of clear product messaging. The future of AI in consumer electronics is yet to be determined, but Dell’s experience might provide a crucial lesson for the sector.

Crucial Initial Actions After Acquiring a New iPad [Video]

# Configuring Your New iPad with iPadOS 26

Acquiring a new iPad is a thrilling occasion, particularly with the recent upgrades in iPadOS 26. This manual will assist you in setting up your iPad efficiently, ensuring it appears quicker, more organized, and tailored to your preferences from the outset.

## 1. Configure the Updated Windowing & Multitasking

iPadOS 26 brings a revamped windowing and multitasking framework that mimics a desktop-like experience. You can opt for the new windowed applications or retain the classic full-screen applications. To configure this:

– Access **Settings**
– Navigate to **Multitasking & Gestures**
– Activate either **Windowed Apps** or **Full Screen Apps**

Selecting the appropriate choice will greatly influence your daily interactions with the iPad.

## 2. Arrange Your Files App

The Files app has undergone notable improvements in iPadOS 26, enhancing its utility and adaptability. You can:

– Adjust column sizes
– Incorporate extra column categories
– Personalize folder colors and add emojis
– Position folders in your dock for quick access
– Experience more seamless background data transfers
– Easily modify layouts

These enhancements make the Files app resemble Finder more closely, improving both professional and recreational workflows.

## 3. Personalize Your Control Center

Control Center has received a makeover, allowing for enhanced personalization. To customize it:

– Swipe down from the top-right to access Control Center
– Long-press to edit
– Include controls such as Screen Recording, Notes, Low Power Mode, and Focus
– Rearrange them for convenient access

You can incorporate various tools, making Control Center a robust resource for quick access to settings and functionalities.

## 4. Home Screen and Lock Screen Personalizations

Adjusting your Home Screen and Lock Screen can render your iPad more personal and practical. To achieve this:

– Long-press on the Home Screen until apps start to jiggle
– Tap **Edit** in the upper left corner
– Add Widgets, modify app icon colors and sizes, and change the wallpaper
– Personalize the Lock Screen in a similar manner

These modifications will streamline your experience and provide swift access to vital information.

## 5. Notification Organization

Proper management of notifications is essential for enhancing focus. To optimize your notifications:

– Open **Settings**
– Navigate to **Notifications**
– Enable **Scheduled Summary** and designate delivery times for non-urgent notifications
– Review individual applications and disable notifications for those that are not critical

This configuration enables you to prioritize significant notifications while reducing distractions.

## Concluding Remarks

With just a few straightforward adjustments, iPadOS 26 converts your iPad into a more rapid, intuitive device. Whether you favor the new multitasking capabilities or the traditional arrangement, customization possibilities permit you to adapt your iPad to your requirements. By organizing your Home Screen, Lock Screen, Files app, and notifications, you can greatly enhance your iPad experience.

Apple Research App Gets Update With Liquid Glass Revamp

### Apple Research App Gets Liquid Glass Makeover

Apple is enhancing its range of applications with a contemporary look, and the newest update to the Apple Research app exemplifies this shift. Although not all Apple applications have embraced the new Liquid Glass design, the Apple Research app now reflects the visual aesthetics of iOS 26.

#### What is Apple Research?

Apple Research serves as a platform that enables iPhone users to engage in important health studies. These studies frequently aid in the innovation of new features in upcoming Apple products, such as improvements in sleep tracking and heart health monitoring. By participating in these studies, users can influence the future of health technology.

#### New Design Features

The latest update brings a Liquid Glass redesign that boosts the app’s visual attractiveness and functionality. Users can experience the updated interface by downloading the newest version of Apple Research from the App Store. The redesign seeks to create a more unified appearance that aligns with the overall look of iOS 26, ensuring a smooth user experience throughout Apple’s ecosystem.

#### Future Updates

Even though the Apple Research app has undergone its Liquid Glass transformation, many other applications in the Apple suite are still pending similar updates. Specifically, the iWork suite, which consists of Pages, Keynote, and Numbers, has yet to embrace the new design aesthetic. Users are looking forward to these updates, as they would improve both the functionality and visual coherence of Apple’s productivity tools.

#### Conclusion

The update to the Apple Research app represents a notable advancement in Apple’s efforts to refresh its applications. As users continue to take part in health studies via the app, they can also benefit from a more visually appealing and user-friendly interface. With further updates expected for additional Apple applications, the shift to Liquid Glass design is likely to persist, improving the overall user experience across the Apple ecosystem.

Apple’s Regent Street flagship store will undergo temporary closure next week.

Apple has declared that its notable Regent Street store in London will temporarily shut down at the close of business on Sunday, January 12, due to scheduled renovations. This site, which experienced a major redesign ten years ago, is recognized for its distinctive architectural traits, featuring a transition from a famed glass staircase to an Italian stone layout.

Throughout the renovation period, customers can stop by the nearest open Apple Store situated in Covent Garden. The renovation seeks to improve the shopping experience and upgrade the store’s amenities, underscoring Apple’s dedication to delivering a superior retail atmosphere.

For further details regarding the Regent Street location and updates on the renovation, patrons can check Apple’s official website.

Current Offers: $699 Discount on M4 iPad Pro, Apple Watch Series 11 Beginning at $299, Along with Reductions on Sport Band and Crossbody Strap

### The Latest Apple Gear Offers: CES 2026 Highlights and Savings

As CES 2026 unveils the freshest technology breakthroughs, Apple fans can seize considerable savings on new Apple gear. Today’s offers include significant price reductions on premium items, making it an ideal moment to enhance your tech.

#### Huge Price Cut on the 2TB M4 iPad Pro

Amazon is presently providing an astounding **$699 reduction** on the **11-inch M4 iPad Pro** with 2TB of storage. Initially listed at $2,299, this variant is now available for **$1,599.99 shipped**. This promotion represents the lowest price recorded since its launch and underscores the allure of Apple’s pro-level devices, which, notwithstanding their high price tags, continue to be in great demand.

The M4 iPad Pro features a Wi-Fi + Cellular configuration and a nano-texture display, making it an exceptional option for professionals and creatives. Although the newer M5 model is available, the previous generation still delivers outstanding performance and value, particularly at this discounted price.

#### Apple Watch Series 11 Models at $100 Less

In addition to the iPad Pro, Amazon has replenished the stock of the **Apple Watch Series 11**, presenting both the **42mm** and **46mm** models at **$100 less**. The 42mm model is now offered at **$299 shipped**, while the 46mm version is priced at **$329 shipped**. These prices reflect substantial savings from their initial retail prices of $399 and $429, respectively.

Launched in September, the Series 11 has experienced varying prices since its debut, making this discount a timely opportunity for those seeking to improve their health and fitness tracking with the latest smartwatch advancements.

#### Accessory and Charging Offers

In addition to the major product discounts, various accessory and charging deals are available, ensuring customers can find everything to enhance their new devices.

#### Renewed Premium iPhone 16 Pro at a Significant Discount

For those seeking a smartphone, Amazon has a **1TB iPhone 16 Pro** available at **$620 off**, now priced at **$879 shipped**. Originally retailing for $1,499, this model is presented in Renewed Premium condition, guaranteeing high quality and reliability. The iPhone 16 Pro remains a strong contender compared to the latest models, offering excellent performance and features at a lower price.

Amazon’s Renewed Premium program assures a one-year warranty and a complete return/refurbishment process, making it a secure option for buyers looking for considerable savings on premium devices.

### Conclusion

With CES 2026 showcasing thrilling new gadgets, Apple users can also enjoy significant savings on current products. Whether you’re in search of a powerful iPad, a fashionable smartwatch, or a high-end smartphone, now is the perfect time to take advantage of these offers before they vanish.