Tag: Source: 9to5mac.com

**PayPal’s Initiative to Create a Bank in the U.S.**

PayPal, a prominent player in the fintech sector, is on the brink of initiating its own banking establishment in the United States. This pivotal development follows the White House’s easing of regulatory requirements, enabling fintech companies to more readily seek banking licenses. In light of this transition, a number of cryptocurrency enterprises have already obtained initial approvals to evolve into banking institutions.

In December 2025, PayPal revealed that it had filed applications with the Utah Department of Financial Institutions and the Federal Deposit Insurance Corporation (FDIC) to form PayPal Bank, a proposed industrial loan company chartered in Utah. This initiative aims to improve access to financial services for small businesses throughout the U.S.

The envisioned PayPal Bank intends to provide interest-bearing savings accounts to its clientele. The funds generated from these accounts will be used to extend loans to small businesses, tackling a major obstacle that many entrepreneurs encounter: obtaining funding for development and expansion. Alex Chriss, President and CEO of PayPal, highlighted the significance of this program, stating, “Securing capital remains a significant hurdle for small businesses striving to grow and scale.” He asserts that the formation of PayPal Bank will not only enhance PayPal’s business framework but also boost operational effectiveness, ultimately aiding small business advancement and economic prospects nationwide.

The Financial Times noted that PayPal’s application corresponds with a trend in which various crypto firms and neobanks have aimed to capitalize on the more lenient regulatory landscape fostered during the Trump administration. This receptiveness has encouraged unconventional financial entities to penetrate the regulated banking domain, marking a significant transformation in the financial services landscape.

Should PayPal’s application be approved, customer deposits will enjoy insurance from the federal government, offering an extra layer of protection for users. Importantly, PayPal already possesses a banking license in Luxembourg, demonstrating its proficiency in the banking arena.

As PayPal advances its banking goals, it seeks to cultivate a more inclusive financial framework that supports small businesses and stimulates economic development in the U.S.

### CarPlay: The Present Landscape and Rivian’s Perspective

CarPlay, Apple’s automotive interface, has emerged as a standard component in the majority of vehicles, enhancing the driving experience by integrating iPhone features seamlessly. Nevertheless, notable exceptions are Tesla and Rivian, two companies that have retained a unique approach to in-vehicle technology. Recent news indicates that Tesla may soon adopt CarPlay, while Rivian’s CEO, RJ Scaringe, has openly defended his company’s choice to bypass this feature.

#### Rivian’s View on CarPlay

In a recent discussion with Ben Thompson of Stratechery, Scaringe expounded on Rivian’s perspective concerning CarPlay. Historically, he has claimed that customers will ultimately value the absence of CarPlay, implying that Rivian’s proprietary interface delivers a more cohesive and considerate user experience. Scaringe recognized the attractiveness of CarPlay in other cars, labelling it a “disaster” in vehicles without it. He voiced a preference for CarPlay in non-Rivian cars, underscoring its user-friendly design.

Nonetheless, Scaringe remains resolute in his conviction that Rivian can offer an enhanced experience absent CarPlay. He contends that permitting Apple to manage significant facets of the vehicle’s interface might undermine the overall user experience. Scaringe stressed that a dual-screen arrangement—where CarPlay shares the display with vehicle-specific data—would not conform to Apple’s design ethos, which emphasizes a singular, unified user experience.

#### The Implications of Tesla’s Possible Adoption of CarPlay

The discussion around CarPlay has intensified with speculations that Tesla may soon back the platform. When questioned if Tesla’s acceptance of CarPlay would challenge Rivian’s principles, Scaringe acknowledged that it could exert some pressure. However, he articulated confidence in Rivian’s capability to deliver an integrated experience that would lead customers to prefer their system over CarPlay. He opines that if customers were to revert to CarPlay after engaging with Rivian’s interface, they would long for the holistic integration offered by his company.

#### Conclusion

Rivian remains steadfast in its choice to exclude CarPlay, concentrating on providing a distinctive and integrated user experience customized for its vehicles. As the automotive landscape transforms, especially with competitors like Tesla potentially altering their stance on in-car technology, it will be fascinating to see how Rivian adapts to these shifts and whether it can sustain its market position. The ongoing debates regarding CarPlay underscore the broader discourse on user experience and the future of in-vehicle technology.

**Widow’s Bay: A Fresh Comedic Horror Series Debuting on Apple TV**

Apple TV has recently shared an early glimpse of its forthcoming series, “Widow’s Bay,” featuring Emmy Award winner Matthew Rhys, celebrated for his recent role in Netflix’s “The Beast in Me.” This new show is slated to premiere on **Wednesday, April 29, 2026**, starting with an initial drop of three episodes, followed by weekly releases until June 17.

**Synopsis of Widow’s Bay**

“Widow’s Bay” is a comedic horror series crafted by Katie Dippold and primarily directed by Hiro Murai, known for his contributions to “Atlanta” and “Station Eleven.” The series takes place in a charming island town situated 40 miles from the coast of New England, where the local mayor, Tom Loftis (portrayed by Rhys), is resolved to revitalize his ailing community. However, the town contends with peculiar obstacles, including poor connectivity and a superstitious populace that holds the belief that the island is cursed.

The official summary of the series portrays Mayor Loftis as someone grappling with perceptions of softness and cowardice among the locals. However, he dreams of turning the island into a tourist hotspot for the sake of his teenage son. As visitors begin to flock to the island, ancient legends, once dismissed as simple folklore, begin to emerge, merging authentic horror aspects with character-driven humor.

**Genre and Anticipations**

Navigating the comedic horror genre can be intricate, yet Matthew Rhys’s knack for intertwining humor and horror is expected to provide a distinctive essence to the series. Although many facets of “Widow’s Bay” remain undisclosed, the preliminary premise has stirred enthusiasm among prospective viewers.

**Accessibility**

“Widow’s Bay” will be accessible on Apple TV, which provides a subscription service costing **$12.99 per month**. Subscribers can also indulge in a wide array of popular shows and movies, including “Ted Lasso,” “Severance,” and “Pluribus.” Furthermore, Apple TV is available through the Apple One bundle.

As the release date draws near, fans are keen to discover how “Widow’s Bay” will develop and if it will effectively intertwine elements of horror and comedy into a captivating narrative.

### iMac Pro with M5 Max Could Be Under Development at Apple

Speculation suggests that Apple has an intriguing selection of new Macs slated for release next year, with the latest reports hinting at a possible comeback of the iMac Pro featuring the M5 Max chip. Recent revelations from Apple’s internal coding have disclosed plans for forthcoming hardware and software, highlighting the iMac Pro as a central point of interest.

#### Uncovered Details About the iMac Pro

The discovery of a new premium iMac model integrated with the M5 Max chip stems from leaked kernel debug kit files employed by Apple engineers. At present, the iMac range is powered by the M4 chip, which lacks configurations for professional-grade options like the M4 Pro or M4 Max. This shortfall in product diversity has heightened expectations for a more potent iMac version intended for professional users.

Notably, the leaks have solely referenced the M5 Max model, with no sign of an M5 Pro variant. This raises queries about Apple’s approach; if they intend to reintroduce the iMac Pro, one might anticipate both configurations being offered. However, enduring rumors have circulated over the years regarding Apple’s pursuit of a larger iMac aimed at professionals, indicating that the company is indeed contemplating a more powerful option.

#### Anticipated Features and Dimensions

Although the leaked code does not clarify the dimensions of the M5 Max iMac model, it is generally accepted that, should this product come to fruition, it will likely surpass the existing 24-inch iMac. Industry insiders, including Mark Gurman from Bloomberg, have previously indicated that a larger iMac remains on Apple’s agenda, further igniting speculation about the iMac Pro’s resurgence.

The launch of an iMac Pro featuring the M5 Max chip could represent a significant enhancement in performance and functionality, catering to creative professionals and power users who need advanced computational strength for activities such as video editing, graphic design, and software development.

#### Final Thoughts

As Apple persists in innovating and broadening its Mac lineup, the potential revival of the iMac Pro with the M5 Max chip has sparked considerable enthusiasm among fans and professionals alike. While specifics remain limited, the idea of a new high-performance iMac model is undoubtedly captivating. Users are invited to express their opinions on the potential for a new iMac Pro in the comments section.

### iOS 26.3 Beta 1: Updated Wallpaper Features and Enhancements

The release of iOS 26.3 beta 1 for developers brings some expected updates along with an exciting new feature: the wallpaper gallery has now introduced a specific Weather section.

#### Divided Wallpaper Categories: Weather and Astronomy

In this beta iteration, Apple has split the former ‘Weather & Astronomy’ section into two separate categories: Weather and Astronomy. This adjustment not only streamlines the wallpaper choices but also improves user experience by delivering more distinct options.

#### Fresh Weather Wallpapers

In the past, iOS 26.2 included just one Weather wallpaper. Now, with iOS 26.3 beta 1, users have the ability to choose from three unique Weather wallpapers. Each wallpaper showcases live weather conditions for the user’s location, making them not just visually appealing but also practical.

The new wallpapers feature various fonts and distinct widget arrangements, enabling users to select a design that aligns with their personal style without requiring significant customization.

#### Future Prospects

Although the initial beta release is somewhat modest in terms of changes, it is anticipated that more features will surface in upcoming beta iterations after the holiday season. The launch of a dedicated Weather section marks an encouraging beginning, and many are hopeful it signals the start of additional exciting wallpaper features in the iOS 26.3 beta journey.

As users delve into these new features, it prompts the inquiry of whether they favor Apple’s default wallpapers or their own personalized creations. The improvement in the wallpaper gallery is a move towards offering more tailored options for iPhone users.

**The Expected iPhone Fold: What to Expect**

The flagship iPhone for next year is highly expected to be a folding device known as the iPhone Fold. With ongoing leaks and updates, we have a more defined understanding of its anticipated features.

### A Book-Style Design

The iPhone Fold is forecasted to incorporate a book-style fold, allowing the device to open horizontally into a larger display, akin to an iPad mini. This design differs from the flip-style folding that several other brands have embraced.

### An Outer Display Measuring Around 5.25 to 5.5 Inches

When shut, the iPhone Fold is predicted to showcase an outer display offering functionality resembling current iPhones. Reports indicate that this display is expected to be around 5.25 to 5.5 inches, with the latest estimates tending towards 5.25 inches.

### Punch-Hole Camera on the Outer Display

The outer display will feature a punch-hole camera for selfies, replacing the Dynamic Island functionality found in existing models. This design selection aims to optimize screen space while still maintaining essential camera capabilities.

### An Inner Display in the 7.6 to 7.8 Inch Range

The internal display is anticipated to range from 7.6 to 7.8 inches, slightly smaller than the current iPad mini’s 8.3-inch display. This additional screen size is expected to elevate user experience for multitasking and media engagement.

### Under-Display Camera for the Inner Screen

For the inner display, it’s rumored that Apple will integrate an under-display camera, a technology facilitating a seamless screen experience. While there are challenges with this technology, it is expected to be positively received by users.

### Touch ID Integrated into the Side Button

Due to the challenges of implementing Face ID on both displays, Apple is likely to incorporate Touch ID into the side button of the iPhone Fold, providing a secure and convenient unlocking solution.

### A Sturdy Hinge and Creaseless Display

Among the significant challenges for folding smartphones has been the durability of the hinge and the visibility of creases in the display. Apple is reportedly working on developing a strong hinge mechanism and reducing crease visibility, which has been a notable issue in earlier folding devices.

### Rear Cameras Still Uncertain

Information regarding the rear camera arrangement remains ambiguous. It is presumed that the iPhone Fold will include multiple rear cameras similar to those in the iPhone Pro models, but the high production costs may result in compromises in this aspect.

### A Pricing in the $2000-2500 Range

The expected price for the iPhone Fold is likely to vary from $1,800 to $2,500, with general agreement around $2,000 to $2,500. This pricing positions the device as a premium product, potentially making it a harder sell compared to standard iPhone models.

### Will You Purchase One?

Currently, approximately 100 pre-production models are thought to be in existence, yet the official release is still a way off. Considering the anticipated features and pricing, consumer interest will play a vital role in gauging the iPhone Fold’s success.

As we wait for further details, the enthusiasm around the iPhone Fold keeps growing, with many eager to see how Apple will advance in the folding smartphone arena.

### Apple Wallet Digital Car Key Support for General Motors Vehicles

Recent advancements in automotive technology have led to notable progress in the incorporation of digital solutions, especially with the launch of Apple Wallet’s digital car key feature. General Motors (GM) has verified intentions to endorse this groundbreaking feature, permitting users to save a digital version of their car keys on their iPhones.

#### Background on Digital Car Keys

The idea of digital car keys was brought forth by Apple, allowing users to unlock, start, and oversee their vehicles using their smartphones. This feature aims to enhance both convenience and security, facilitating various interaction methods with the vehicle, including passive entry, proximity unlocking, and remote access.

1. **Passive Entry**: Users can approach their vehicle with their iPhone, which will automatically unlock the door. Upon entering, the car can be started without the need for a physical key. When departing, the car locks itself as the user walks away with their device.

2. **Proximity**: This approach enables users to lock, unlock, and initiate their vehicle by merely holding their iPhone near the door handle or key reader.

3. **Remote Access**: Users can remotely lock and unlock their vehicle, along with accessing additional features through their device.

#### GM’s Confirmation and Future Plans

Apple had previously revealed that GM would be one of the 13 automotive manufacturers backing the digital car key feature. While specific timelines and supported models were initially vague, recent discoveries in backend code have shown that GM is advancing significantly toward implementation.

Reports indicate that GM has now officially verified its intention to incorporate Apple Wallet digital car keys, though specific information regarding the launch date and compatible vehicle models has yet to be provided. GM’s lineup includes well-known brands like Chevrolet, Buick, and Cadillac, signifying wide potential for this feature across various vehicle segments.

#### Implications for Users

The inclusion of Apple Wallet digital car keys in GM vehicles signifies a transition towards a more connected and user-centric automotive experience. As consumers increasingly demand convenience and technological integration in their vehicles, this feature is expected to attract a tech-savvy demographic.

Furthermore, this initiative follows GM’s controversial choice to eliminate Apple CarPlay from certain models. To address potential backlash, GM has introduced a new Apple Music app within its infotainment systems, showcasing the company’s commitment to maintaining a connection with Apple users.

#### Conclusion

The forthcoming support for Apple Wallet digital car keys in General Motors vehicles represents a major milestone in the advancement of automotive technology. As the automotive sector continues to adopt digital solutions, consumers can anticipate improved convenience and security in their driving experience. With additional details expected in the future, excitement for this feature’s introduction is increasing among both GM and Apple fans.

**Market Trends: Apple and the Future of Smartphone Shipments in 2026**

Market research firm Counterpoint Research has made notable forecasts concerning the smartphone industry for 2026, pointing to a reduction in worldwide smartphone shipments and a rise in production expenses, notably impacting Apple.

Based on Counterpoint’s most recent Global Smartphone Shipment Tracker and Forecast, worldwide smartphone shipments are projected to decline by 2.1% in 2026. This drop is linked to increasing component prices, which are expected to heavily influence consumer demand. Apple is estimated to face a year-on-year sales decline of 2.2%, a more pronounced drop compared to rivals like Samsung, Mi, Vivo, and Oppo.

A major factor contributing to these alterations is the surge in manufacturing expenses, particularly related to memory components. Counterpoint emphasizes that the budget smartphone market (devices costing below $200) is undergoing the most significant effects, with bill of materials (BoM) expenses escalating by 20%-30% since the start of the year. In comparison, mid-range and high-end sectors have witnessed price hikes of 10%-15%.

Research Director MS Hwang remarked that while the total market is encountering hurdles, Apple and Samsung are better positioned to navigate these increased expenses. Brands focusing on lower-cost smartphones may find it challenging to sustain profitability, as some models might become unviable for production.

As the smartphone market progresses, these patterns indicate that consumers may need to realign their expectations concerning pricing and availability, especially for entry-level devices. The expected changes in market dynamics are likely to shape purchasing choices and the broader landscape of smartphone offerings in the years ahead.

### Apple @ Work: Insights from Eric Bickford of MacWeb

In the dynamic world of technology, Apple remains an influential entity, particularly in professional environments. The adoption of Apple devices in the workplace has become more integrated, aided by innovative solutions such as Mosyle, which provides a consolidated platform for Apple’s device management. With upwards of 45,000 organizations depending on Mosyle, it has solidified its position as a frontrunner in the effortless and cost-effective deployment, management, and protection of Apple devices.

In a recent edition of the Apple @ Work podcast, Eric Bickford from MacWeb offered perspectives on their latest rollout in the US-East, the proficiency of Apple’s hardware for AI tasks, and other pertinent subjects. This dialogue underscores the escalating importance of Apple technology in corporate settings, especially as organizations aim to harness AI and additional cutting-edge technologies.

#### Key Highlights from the Episode

– **US-East Rollout**: Bickford elaborated on the strategic growth of MacWeb’s services in the US-East area, highlighting the significance of localized support and resources for businesses embracing Apple technology.

– **Apple’s Hardware for AI**: The discussion explored how Apple’s hardware is being fine-tuned for artificial intelligence tasks, demonstrating the company’s dedication to remaining at the leading edge of technological progress.

– **Future of Work with Apple**: The episode also examined the wider consequences of integrating Apple devices in workplaces, including improved productivity, security, and user experience.

#### Listen and Subscribe

For those keen on delving deeper into the convergence of Apple technology and workplace dynamics, the Apple @ Work podcast presents a treasure trove of knowledge. Previous episodes address a variety of subjects, delivering valuable insights for organizations aiming to optimize their utilization of Apple devices.

To stay informed about forthcoming episodes and access expert dialogues, listeners are invited to subscribe to the podcast.

#### Conclusion

As companies keep evolving with new technologies, the significance of Apple devices is increasingly pronounced. With tools like Mosyle facilitating the management of these devices, organizations can concentrate on using technology to foster innovation and efficiency. The insights shared by Eric Bickford in the Apple @ Work podcast serve as a reminder of the opportunities available through the adoption of Apple technology in professional environments.

### The Cul-de-Sac of “Pluribus”: An Insider’s Perspective

If you’ve already viewed “The Gap,” the seventh installment of the inaugural season of *Pluribus*, you might have spotted the charming cul-de-sac where Carol lives, which overlooks Albuquerque. However, this delightful locale is not an actual neighborhood but a carefully constructed set situated in Volcano Cliffs, northwest of the city.

#### A Custom-Built Set

The cul-de-sac was created exclusively for the series, granting the production team creative oversight regarding the setting and visuals. While Google Maps offers current satellite views, Google Earth presents a distinctive “historical imagery” feature that enables viewers to witness the set’s development over the years. By accessing images from as far back as 1984, fans can track the construction journey of the cul-de-sac.

In August 2023, the location was still in progress, with the majority of homes framed in wood on a relatively undeveloped plot of land. Fast forward to August 2024, and the change is astounding. The finished set includes Carol’s thriving garden and the stone markers at Helen’s gravesite, alongside the poignant message “come back” that Carol inscribes on the cul-de-sac in a crucial moment towards the conclusion of episode 7.

#### Spoilers in the Sky

Notably, the aerial visuals captured by Google Earth inadvertently disclose a significant spoiler for anyone who hasn’t yet seen the episode. The imagery depicts the set in all its splendor, highlighting elements that could potentially reveal important plot details to viewers. Moreover, a delivery-and-pick-up drone seems to be caught on a street lamp to the north of the cul-de-sac, adding an additional layer of curiosity.

#### Conclusion

The incorporation of real-world aerial imagery as a narrative tool in *Pluribus* showcases the creative methods filmmakers utilize to merge reality with fiction. For fans keen to delve into the locations of the series, Google Earth offers an intriguing insight into the behind-the-scenes efforts that contribute to crafting such an engaging viewing experience.

For those looking to watch *Pluribus* and other popular series, Apple TV is available for $12.99 per month, featuring a selection of trending shows and movies.