an iPhone or iPad. Additionally, you’ll need to undergo a credit evaluation when applying for your Apple Card. Prior to submitting an application for the Apple Card, it’s crucial to comprehend the cash back benefits and determine if including the Apple Card in your digital and physical wallets is worthwhile. Staying informed about cash back offers can also enhance your experience with the Apple Card.
The Apple Card can be added to Apple Wallet and configured to facilitate Apple Pay transactions. This is essential to maximize the higher cash back categories (3% and 2% Daily Cash), which provide a return that rivals or surpasses similar deals from other providers. Not utilizing the Apple Card through Apple Pay, or opting for the physical card or manually entering the card number instead of using Apple Pay, will reduce the cash back rate to 1%.
It’s also vital to remember that there’s no cap on the cash back you can earn. Thus, the greater your expenditures, the higher your cash back will be. You won’t need to wait for the funds either, as the cash is credited daily.