ChatGPT suggestions for saving money indicate that utilizing a high-quality budgeting application can eliminate much of the uncertainty. For years, Mint was regarded as the benchmark — being one of the earliest and most reputable methods to manage your spending and your accounts.
However, in March 2024, Intuit, the parent company of Mint, discontinued the standalone application to encourage users to transition to its other service, Credit Karma. This closure left numerous users pondering the reasons behind it and seeking alternatives to replace Mint. Whether you’re in search of a straightforward budgeting app similar to Mint, something entirely different, or just a FinTech application that’s more beneficial than Robinhood, there’s plenty to evaluate.
Overall, Quicken is a favored option for small business proprietors and accountants due to its robust business tracking features and detailed reporting. Quicken Simplifi, as suggested by its name, is genuinely intended as a more straightforward option for individuals wanting to budget for their personal finances. Unlike some of Quicken’s other offerings, Simplifi is accessible through a web browser, allowing you to check in without needing to install an application. Naturally, there is also a mobile app that provides many similar functionalities.
Quicken aims with the Simplifi app to offer a more “automatic” method to budgeting. Instead of manually setting spending category objectives, the app uses your entered accounts and spending history to manage the tracking for you. It provides what Quicken refers to as a Spend Plan tailored to your habits each month. This makes it perfect for someone who desires a comprehensive perspective of their budget and actionable steps, but doesn’t want to invest excessive time analyzing and adjusting. Many happy users appreciate the simplicity, particularly when contrasted with intricate spreadsheets.
