Stripe’s financial services platform is launching a digital wallet tailored for the AI era, enabling autonomous agents to perform tasks such as shopping and making reservations. At its recent annual conference, Stripe unveiled Link, a wallet that connects various payment methods, tracks spending, and manages recurring subscriptions. It integrates with AI agents, allowing them to securely spend on behalf of users.
Link is accessible on web, iOS, and Android, functioning as a standard digital wallet where users can connect payment methods like cards, banks, crypto wallets, and buy now/pay later services. It keeps important checkout information readily available and offers features like spending tracking and subscription management, along with 90-day purchase protection on eligible transactions.
Link’s unique feature is its compatibility with autonomous AI agents like OpenClaw, allowing experimentation with AI without exposing payment credentials. Users can authorize agent access via OAuth, with agents submitting spend requests for user approval. Stripe plans to add support for agentic tokens and stablecoins soon.
On both mobile and web, transactions require user approval before sharing payment credentials with AI agents. Stripe will introduce enhanced controls for setting spending limits and agent approval conditions in the future.
Built on Stripe’s new issuing system for agents, Link allows for virtual card issuance and real-time transaction monitoring. Instead of sharing payment credentials, users can grant programmatic access to Link or use a Shared Payment Token backed by cards and banks.
Stripe encourages developers to leverage Link’s wallet for building AI assistants, eliminating the need to create a wallet from scratch.